"Honest, Flexible, and helpful."
Natalie P., Hamilton Home Owner ★★★★★

Don’t miss your chance to

In Debt

$

Secure a Home Loan.
Refinance and Save!

Your Savings

$

Your Rate

%

It’s as easy as applying for our home equity line of credit or home equity loan program. Our clients’ can refinance credit card debt with an average of 19.99%, improve their credit score with the refinance and save an average of $1,100.00 a month.

What Would You Like to Do?

Home Equity Loan

Home Equity Loan Icon

Home Equity Loan

Debt Consolidation

Debt Consolidation Icon

Debt Consolidation

Power of Sale

Power Of Sale Icon

Power of Sale

Home Improvements

Home Improvements Icon

Home Improvements

Stop Collections

Past Due Icon

Stop Collections

Repair Credit Score

Repair Credit Score icon

Repair Credit Score

How it Works

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Find out what your HOME is WORTH for FREE

Home Equity - Credit Butler

IF YOU HAVE AVERAGE CREDIT OR NEED TO BUILD CREDIT EQUIFAX 610-

Everyone Deserves Access to Great Financial Products

You are not defined by your credit score. Our clients with average or less than perfect credit have several options to pay less than their best rate.

Credit Butler monitors and works with you during the term of the loan or mortgage, allowing conceivably much lower rates upon renewal.

First Mortgage Refinance up to $1.5M

Refinancing your first mortgage to help achieve your financial goals.

Use a mortgage loan for:

  • Debt consolidation
  • Home improvements
  • The flexibility of available cash

LOAN AMOUNT

Up to $1.5M

AMORIZATION PERIOD

Up to 30 yrs

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

95%

TERM

1-10 years

PREPAYMENT

20%/20%

RATES FROM

2.75%

SECURED

Yes

TIME TO PROCESS

24hrs

Home Equity Loans up to $750K

Improve and repair your finances with a Home Equity Loan.

Use your second mortgage to:

  • Consolidate debt
  • Cover home improvement costs
  • Achieve financial goals

LOAN AMOUNT

Up to $750K

AMORITZATION PERIOD

Interest Only

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

85%

TERM

1-5 years

PREPAYMENT PENALTIES

Fully Open

RATES FROM

5.99%*

SECURED

Yes

TIME TO PROCESS

24hrs

Put your equity to work for you with a mortgage loan.

Benefits You’ll Receive with Every Loan

Best Rate Guarantee, Always

If you apply for a home equity line of credit, mortgage or loan on any product, we’ll always first consider you for our lowest cost loans. As we help improve your credit, you’ll graduate to lower cost forms of credit.

Yearly Loan Monitoring

Make your next equity line or loan count! We stand behind all of our products and monitor your progress through the term to help you qualify for lower interest and low-cost products in the future.

Borrow With an EXIT StrategyTM

Finances are tough and bills can be overwhelming. Our EXIT Strategy Mortgage plan is customized to suit your needs and make it easier to manage your financial future.

Get Free Credit Health Tools

You’ll receive your free credit score(s) and free loan monitoring, as well as personalized tips for how you can improve your credit, access to credit repair and support options.

Your Credit Score Should be Free.
Now it is at Credit Butler!

Yes, it really is free. We don’t ask you for your credit card number. We also never share your personal information with any third party.

Instead of reports generated by an automated computer algorithm, you will receive a detailed consultation by one of our knowledgeable credit advisors.

Having a good credit score makes it easier to obtain the lowest rates. The difference between posted and discounted rates could be tens of thousands of dollars.

A trusted service, from a trusted team

butler mortgage logo

Credit Butler is brought to you by the #1 team in Canada: Butler Mortgage. Established in 1997, Butler Mortgage celebrated its 20th anniversary in 2017. That same year, Butler Mortgage was ranked #1 Broker in Canada. Butler Mortgage has the experience and knowledge you can trust.

  • Maureen KoyaMaureen Koya

    Wow! what a prodigious team of diligent professionals I had an opportunity to deal with. With outstanding customer service, to prompt email replies and phone call returns, everyone that I spoke to was friendly, efficient, helpful and patient. And to top if off, the rate they offered was way better than my own bank. Now that's pretty impressive.

    From beginning to end it was nothing but an incredible and positive experience. Excellent job guys. Thank you for being so fantastic.

    I will definitely without a doubt use Butler Mortgage again in the future. And highly recommend it to everyone.

  • Robin BatesRobin Bates

    I closed on my house in late September and had a great experience working with several different people at Butler. Kudos to Pam and Zorina especially. 🙂 Butler had a way better rate than the first broker I worked with, and they were very responsive via email and telephone when I had questions. No hesitation recommending.

  • Amanda LuAmanda Lu

    Butler Inc. works with many lenders such as major banks and smaller financial institutions. Therefore, the rates can be competitive in the market. Ours was 5-year-fixed in mid July 2019 as the closing date in early August. I am very happy with the rate I got at the time. If you are a bargain hunter, Butler is indeed a great choice. Another good thing about Butler is that everything is online, and all the queries can be answered either via email or via phone, and they honor the promises in the emails, which saves a lot of time and hassle for my family. The last step is the real estate lawyer coming to your house to have the final paper contract signed and the legal fee is covered either by the lender or by Butler. The last but not least is the staff. The lead broker for our file is Will and the rest works as a team. The questions and requests I had at the time were replied and addressed in a timely manner, just an hour or two, no more than a day. They provided options of rates with terms and conditions, and made recommendations but let the clients select their own instead of pushing too hard for one particular lender. Everyone is polite, informative, and make you feel comfortable. Overall, my husband and I had very positive experience with the online brokerage, which is new to us. I hope our experience can give you some confidence in using online brokerage and small lenders.

  • CompuguyCompuguy

    Recently switched my mortgage to get the lower rate. I’m very busy with work during the day and it’s hard to get away. the process from start to finish was perfect. I scanned in documents send them in and before long closing day came and went without any snags or surprises.

    Very Happy, no stress and saving money!

  • Donna LeeDonna Lee

    I had an excellent experience with Butler Mortgage. Initiated with Butler Mortgage two years ago and just recently did my renewal with Butler Mortgage again! They never fail to disappoint. In fact, their service exceeds my expectation. One major point is their rapid and clear communication. Always there to answer your questions. And of course, they found me the best rate! Their amazing teamwork ease the entire process for me. Special thanks to Will, Cody, Vlora, Zorina. They were all so amazing. Thank you all so much. You will hear back from me when my mortgage is due for another renewal.

    Best,

    Donna