"Honest, Flexible, and helpful."
Natalie P., Hamilton Home Owner ★★★★★

Don’t miss your chance to

In Debt

$

Secure a Home Loan.
Refinance and Save!

Your Savings

$

Your Rate

%

It’s as easy as applying for our home equity line of credit or home equity loan program. Our clients’ can refinance credit card debt with an average of 19.99%, improve their credit score with the refinance and save an average of $1,100.00 a month.

What Would You Like to Do?

Home Equity Loan

Home Equity Loan Icon

Home Equity Loan

Debt Consolidation

Debt Consolidation Icon

Debt Consolidation

Power of Sale

Power Of Sale Icon

Power of Sale

Home Improvements

Home Improvements Icon

Home Improvements

Stop Collections

Past Due Icon

Stop Collections

Repair Credit Score

Repair Credit Score icon

Repair Credit Score

How it Works

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Find out what your HOME is WORTH for FREE

Home Equity - Credit Butler
eda_tablet_REV (5.99%)

IF YOU HAVE AVERAGE CREDIT OR NEED TO BUILD CREDIT EQUIFAX 610-

Everyone Deserves Access to Great Financial Products

You are not defined by your credit score. Our clients with average or less than perfect credit have several options to pay less than their best rate.

Credit Butler monitors and works with you during the term of the loan or mortgage, allowing conceivably much lower rates upon renewal.

First Mortgage Refinance up to $1.5M

Refinancing your first mortgage to help achieve your financial goals.

Use a mortgage loan for:

  • Debt consolidation
  • Home improvements
  • The flexibility of available cash

LOAN AMOUNT

Up to $1.5M

AMORIZATION PERIOD

Up to 30 yrs

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

95%

TERM

1-10 years

PREPAYMENT

20%/20%

RATES FROM

2.75%

SECURED

Yes

TIME TO PROCESS

24hrs

Home Equity Loans up to $750K

Improve and repair your finances with a Home Equity Loan.

Use your second mortgage to:

  • Consolidate debt
  • Cover home improvement costs
  • Achieve financial goals

LOAN AMOUNT

Up to $750K

AMORITZATION PERIOD

Interest Only

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

85%

TERM

1-5 years

PREPAYMENT PENALTIES

Fully Open

RATES FROM

5.99%*

SECURED

Yes

TIME TO PROCESS

24hrs

Put your equity to work for you with a mortgage loan.

Benefits You’ll Receive with Every Loan

Best Rate Guarantee, Always

If you apply for a home equity line of credit, mortgage or loan on any product, we’ll always first consider you for our lowest cost loans. As we help improve your credit, you’ll graduate to lower cost forms of credit.

Yearly Loan Monitoring

Make your next equity line or loan count! We stand behind all of our products and monitor your progress through the term to help you qualify for lower interest and low-cost products in the future.

Borrow With an EXIT StrategyTM

Finances are tough and bills can be overwhelming. Our EXIT Strategy Mortgage plan is customized to suit your needs and make it easier to manage your financial future.

Get Free Credit Health Tools

You’ll receive your free credit score(s) and free loan monitoring, as well as personalized tips for how you can improve your credit, access to credit repair and support options.

Your Credit Score Should be Free.
Now it is at Credit Butler!

Yes, it really is free. We don’t ask you for your credit card number. We also never share your personal information with any third party.

Instead of reports generated by an automated computer algorithm, you will receive a detailed consultation by one of our knowledgeable credit advisors.

Having a good credit score makes it easier to obtain the lowest rates. The difference between posted and discounted rates could be tens of thousands of dollars.

A trusted service, from a trusted team

butler mortgage logo

Credit Butler is brought to you by the #1 team in Canada: Butler Mortgage. Established in 1997, Butler Mortgage celebrated its 20th anniversary in 2017. That same year, Butler Mortgage was ranked #1 Broker in Canada. Butler Mortgage has the experience and knowledge you can trust.

  • Abhijit RayAbhijit Ray

    A great lender that worked for us to get the lowest possible rate. Our target was to reduce my bi-weekly mortgage payment and Butler's professionals understood my need. They chose the perfect mortgage with a LoC and a low rate so that we can save few thousand dollars over the year. In addition they gave us refund on appraisal and lawyer fees just as any other bank.
    We also need to mention that Butler's online application is very user friendly. We can transfer money to our mortgage or LoC account from online banking. Payments get reflected on the account balance and it is very clear to understand.
    And finally there is no hidden fee. After so many years of mortgage with one of the big 5 banks, we think we got a really go lender that gave us a very good 5 years fixed rate.

    /Abhijit & Jayita

  • Vikrant RakhejaVikrant Rakheja

    We had great experience with this mortgage broker recently. Highly recommended. Staff is very well educated, knowledgeable and helpful. I was given unbeatable lowest five year fixed rate. No bank rate can come closer even.
    Thanks a lot for all of your effort.

  • Jono MacJono Mac

    Butler took little time to get me the best rate possible. When most banks and lenders gave me the run around and made me wait until last minute, or required so many different documents in many different formats. Butler was fast, efficient, and cooperative. Their document package is quick and easy with little to no hassle. I would definitely recommend Butler mortgage to anyone looking to get a great rate mortgage.

  • Heather ValleeHeather Vallee

    Butler was able to find a great rate for us. Better than anyone else. Communication is quick. High service. Highly recommend this company.

  • Guyln WalkrGuyln Walkr

    So impressed with Butler's superior service. They are organized, efficient and available. The rate was great! Will be saving so much money over what the bank could give us as their best rate. The process was painless and the documents were signed at our home, very convenient. If I knew how easy the process was with Butler I would have switched from our big bank way before.