"Honest, Flexible, and helpful."
Natalie P., Hamilton Home Owner ★★★★★

Don’t miss your chance to

In Debt

$

Secure a Home Loan.
Refinance and Save!

Your Savings

$

Your Rate

%

It’s as easy as applying for our home equity line of credit or home equity loan program. Our clients’ can refinance credit card debt with an average of 19.99%, improve their credit score with the refinance and save an average of $1,100.00 a month.

What Would You Like to Do?

Home Equity Loan

Home Equity Loan Icon

Home Equity Loan

Debt Consolidation

Debt Consolidation Icon

Debt Consolidation

Power of Sale

Power Of Sale Icon

Power of Sale

Home Improvements

Home Improvements Icon

Home Improvements

Stop Collections

Past Due Icon

Stop Collections

Repair Credit Score

Repair Credit Score icon

Repair Credit Score

How it Works

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Find out what your HOME is WORTH for FREE

Home Equity - Credit Butler

IF YOU HAVE AVERAGE CREDIT OR NEED TO BUILD CREDIT EQUIFAX 610-

Everyone Deserves Access to Great Financial Products

You are not defined by your credit score. Our clients with average or less than perfect credit have several options to pay less than their best rate.

Credit Butler monitors and works with you during the term of the loan or mortgage, allowing conceivably much lower rates upon renewal.

First Mortgage Refinance up to $1.5M

Refinancing your first mortgage to help achieve your financial goals.

Use a mortgage loan for:

  • Debt consolidation
  • Home improvements
  • The flexibility of available cash

LOAN AMOUNT

Up to $1.5M

AMORIZATION PERIOD

Up to 30 yrs

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

95%

TERM

1-10 years

PREPAYMENT

20%/20%

RATES FROM

2.75%

SECURED

Yes

TIME TO PROCESS

24hrs

Home Equity Loans up to $750K

Improve and repair your finances with a Home Equity Loan.

Use your second mortgage to:

  • Consolidate debt
  • Cover home improvement costs
  • Achieve financial goals

LOAN AMOUNT

Up to $750K

AMORITZATION PERIOD

Interest Only

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

85%

TERM

1-5 years

PREPAYMENT PENALTIES

Fully Open

RATES FROM

5.99%*

SECURED

Yes

TIME TO PROCESS

24hrs

Put your equity to work for you with a mortgage loan.

Benefits You’ll Receive with Every Loan

Best Rate Guarantee, Always

If you apply for a home equity line of credit, mortgage or loan on any product, we’ll always first consider you for our lowest cost loans. As we help improve your credit, you’ll graduate to lower cost forms of credit.

Yearly Loan Monitoring

Make your next equity line or loan count! We stand behind all of our products and monitor your progress through the term to help you qualify for lower interest and low-cost products in the future.

Borrow With an EXIT StrategyTM

Finances are tough and bills can be overwhelming. Our EXIT Strategy Mortgage plan is customized to suit your needs and make it easier to manage your financial future.

Get Free Credit Health Tools

You’ll receive your free credit score(s) and free loan monitoring, as well as personalized tips for how you can improve your credit, access to credit repair and support options.

Your Credit Score Should be Free.
Now it is at Credit Butler!

Yes, it really is free. We don’t ask you for your credit card number. We also never share your personal information with any third party.

Instead of reports generated by an automated computer algorithm, you will receive a detailed consultation by one of our knowledgeable credit advisors.

Having a good credit score makes it easier to obtain the lowest rates. The difference between posted and discounted rates could be tens of thousands of dollars.

A trusted service, from a trusted team

butler mortgage logo

Credit Butler is brought to you by the #1 team in Canada: Butler Mortgage. Established in 1997, Butler Mortgage celebrated its 20th anniversary in 2017. That same year, Butler Mortgage was ranked #1 Broker in Canada. Butler Mortgage has the experience and knowledge you can trust.

  • john moriellijohn morielli

    My dealings with Butler Mortgage was nothing less than amazing. From the initial contact up to arranging a new mortgage the entire team was informative, helpful and professional. They took the time to listen and answered all my questions. I have already refereed them to some friends and will not hesitate to keep recommending them. Total value!! I would post ten stars if I could.

  • Mohamed ElTobgyMohamed ElTobgy

    Got my first mortgage through butler 10 years ago
    Got my renewal done this time through them, they gave me a much better rate than my current lender.
    Process was smooth, no surprises, did not have any problem with the new lender. on the closing date, everything went smooth.
    highly recommend them, just make sure you give yourself sometime to complete the paperwork properly.

  • Caroline BraganzaCaroline Braganza

    My experience with them from beginning to end was painless. This was my second time going through them. Both times, they found me the best rate and helped me through the entire process. Ashley and Ron explained everything at the beginning and Indru was readily available on email with quick responses to all my questions as to paperwork. I would definitely recommend them. I will be back again in 5 years to see what is on offer as they work with all the big banks and offer much better rates.

  • Sarah GoortsSarah Goorts

    Very pleased with Butler Mortgage. Staff are very helpful. Timely and professional communication. Great customer service. They offered a better rate than other companies. Definitely recommend!

  • Jeff AndersonJeff Anderson

    In consideration of renewing my mortgage, I researched moving away from the traditional banking services to a mortgage broker like Butler. Not only did Butler provide the best rates versus the traditional banking services (which my bank acknowledged), their level of customer service was excellent. Ongoing communication was strong and the business shift went very smoothly. I would recommend them to anyone considering a mortgage renewal