"Honest, Flexible, and helpful."
Natalie P., Hamilton Home Owner ★★★★★

Don’t miss your chance to

In Debt

$

Secure a Home Loan.
Refinance and Save!

Your Savings

$

Your Rate

%

It’s as easy as applying for our home equity line of credit or home equity loan program. Our clients’ can refinance credit card debt with an average of 19.99%, improve their credit score with the refinance and save an average of $1,100.00 a month.

What Would You Like to Do?

Home Equity Loan

Home Equity Loan Icon

Home Equity Loan

Debt Consolidation

Debt Consolidation Icon

Debt Consolidation

Power of Sale

Power Of Sale Icon

Power of Sale

Home Improvements

Home Improvements Icon

Home Improvements

Stop Collections

Past Due Icon

Stop Collections

Repair Credit Score

Repair Credit Score icon

Repair Credit Score

How it Works

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Apply in 30 seconds

Fill out the quick contact form. Afterwards we will schedule a convenient time for the consultation with one of our knowledgeable mortgage agents.

Review your offers

Get your offers quickly and easily with rates from top alternatives lenders. Your dedicated mortgage team will be there throughout the entire process—from application to document collection and getting funded.

Get Funded

Close your mortgage and celebrate this exciting milestone. We are always an email or phone call away.

Find out what your HOME is WORTH for FREE

Home Equity - Credit Butler
eda_tablet_REV (5.99%)

IF YOU HAVE AVERAGE CREDIT OR NEED TO BUILD CREDIT EQUIFAX 610-

Everyone Deserves Access to Great Financial Products

You are not defined by your credit score. Our clients with average or less than perfect credit have several options to pay less than their best rate.

Credit Butler monitors and works with you during the term of the loan or mortgage, allowing conceivably much lower rates upon renewal.

First Mortgage Refinance up to $1.5M

Refinancing your first mortgage to help achieve your financial goals.

Use a mortgage loan for:

  • Debt consolidation
  • Home improvements
  • The flexibility of available cash

LOAN AMOUNT

Up to $1.5M

AMORIZATION PERIOD

Up to 30 yrs

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

95%

TERM

1-10 years

PREPAYMENT

20%/20%

RATES FROM

2.75%

SECURED

Yes

TIME TO PROCESS

24hrs

Home Equity Loans up to $750K

Improve and repair your finances with a Home Equity Loan.

Use your second mortgage to:

  • Consolidate debt
  • Cover home improvement costs
  • Achieve financial goals

LOAN AMOUNT

Up to $750K

AMORITZATION PERIOD

Interest Only

FEES

Yes
(Fees will be disclosed prior to signing)

MAXIMUM LOAN-TO-VALUE (LTV)

85%

TERM

1-5 years

PREPAYMENT PENALTIES

Fully Open

RATES FROM

5.99%*

SECURED

Yes

TIME TO PROCESS

24hrs

Put your equity to work for you with a mortgage loan.

Benefits You’ll Receive with Every Loan

Best Rate Guarantee, Always

If you apply for a home equity line of credit, mortgage or loan on any product, we’ll always first consider you for our lowest cost loans. As we help improve your credit, you’ll graduate to lower cost forms of credit.

Yearly Loan Monitoring

Make your next equity line or loan count! We stand behind all of our products and monitor your progress through the term to help you qualify for lower interest and low-cost products in the future.

Borrow With an EXIT StrategyTM

Finances are tough and bills can be overwhelming. Our EXIT Strategy Mortgage plan is customized to suit your needs and make it easier to manage your financial future.

Get Free Credit Health Tools

You’ll receive your free credit score(s) and free loan monitoring, as well as personalized tips for how you can improve your credit, access to credit repair and support options.

Your Credit Score Should be Free.
Now it is at Credit Butler!

Yes, it really is free. We don’t ask you for your credit card number. We also never share your personal information with any third party.

Instead of reports generated by an automated computer algorithm, you will receive a detailed consultation by one of our knowledgeable credit advisors.

Having a good credit score makes it easier to obtain the lowest rates. The difference between posted and discounted rates could be tens of thousands of dollars.

A trusted service, from a trusted team

butler mortgage logo

Credit Butler is brought to you by the #1 team in Canada: Butler Mortgage. Established in 1997, Butler Mortgage celebrated its 20th anniversary in 2017. That same year, Butler Mortgage was ranked #1 Broker in Canada. Butler Mortgage has the experience and knowledge you can trust.

  • karim kanjikarim kanji

    We recently used Butler mortgage for our renewal and from the first step of me calling and speaking to Cody to the final step of closing and speaking to Zorina, each experience was nothing short of perfection. They responded to all queries in a timely, efficient manner and followed up on all questions with informative answers. During the process, we also communicated with Julia, who also was a pleasure to deal with and exhibited the same level of professionalism.

    I would recommend Butler to anyone who has a mortgage coming up. You will not only save on the rates, but will also have peace of mind that all matters will be dealt in a timely, efficient and accurate manner.

    THANK YOU VERY MUCH BUTLER MORTGAGE FOR A GREAT EXPERIENCE. I WILL BE CALLING YOU SOON AGAIN FOR MY SON'S HOME PURCHASE.

  • Adam BrownAdam Brown

    Responsive, good rate, easy to do. I didn't go with them last time went with one of the "big guys" who were nothing but bad service. These guys were good. Only improvement would be more communication from the actual lender as I approached renewal date.

  • Maureen KoyaMaureen Koya

    Wow! what a prodigious team of diligent professionals I had an opportunity to deal with. With outstanding customer service, to prompt email replies and phone call returns, everyone that I spoke to was friendly, efficient, helpful and patient. And to top if off, the rate they offered was way better than my own bank. Now that's pretty impressive.

    From beginning to end it was nothing but an incredible and positive experience. Excellent job guys. Thank you for being so fantastic.

    I will definitely without a doubt use Butler Mortgage again in the future. And highly recommend it to everyone.

  • Howard HoffmanHoward Hoffman

    Painless and speedy closing. Very helpful and respectful and patient. Saved me a lot of money got my rate down nearly a half a percent😀. This equated to thousands over a five year term. Didn’t even leave my home. Highly recommended. Thanks again Butler team!

  • eric wilsoneric wilson

    I worked with Butler Mortgage in September 2019 to finance a rental property purchase and am happy with the experience. It had been a number of years since I applied for a mortgage, so it seemed to be more steps than dealing with my normal bank but the process was handled well with good feedback communication. The rates provided were also very attractive. I would use Butler again and also recommend their services to a friend or family.