Private Mortgage

Attention Homeowners!

 

Our primary focus is on the value of your home, not your age, credit or income history. We can get you offers quickly and easily with rates from top alternatives lenders!

  • Private Mortgages
  • Self Employed
  • 1st, 2nd, 3rd Mortgages
  • Home Equity Loans
  • Short Term Loans
  • Education or Vacations

  • Debt Consolidation
  • Power of Sale
  • Home Renovation
  • Investments
  • Tax Debt
  • Temporary Needs

If your bank says “No” to your mortgage request or needs, there are still real options to get the mortgage that you need.

Private mortgages have different requirements than traditional bank mortgages. The interest rates are usually higher but the payments are often lower because just like a Line of Credit you only pay the interest and in most cases the mortgages are fully open, they can be paid off on any payment date. No money is paid upfront to the broker. And, your credit rating is not a factor.

Who Is Private Mortgage For:

  • Those who have damaged or no credit history
  • Self-Employed individuals
  • Going through a marriage break down and need some creative solutions
  • Real estate investors or anyone who need short term loans
  • Emergency funding, i.e. bridge options. Power of Sale Actions
  • Those who need fast financing and don’t want to wait for a long approval process
  • Debt Consolidation

How Fast Can You Expect to Get a Private Loan?

The answer is: FAST

Approval usually takes place within 2 days of application. The next step is the home appraisal which may take 3 to 7 business days, once the appraisal is complete the money may be available within a week

Private mortgage lending is meant to allow a transfer to a bank or trust lender within 6 months to a year .

At Credit Butler, we help our clients find the right private lender for their needs as well as help them improve their credit score.

Our process is short and simple and for successful applicants a full set of documents is provided to review and question, the process is honest and transparent.

We always offer the best rates. Free Quotes. No obligation.

A trusted service, from a trusted team

butler mortgage logo

Credit Butler is brought to you by the #1 team in Canada: Butler Mortgage. Established in 1997, Butler Mortgage celebrated its 20th anniversary in 2017. That same year, Butler Mortgage was ranked #1 Broker in Canada. Butler Mortgage has the experience and knowledge you can trust.

  • Joseph BumbacaJoseph Bumbaca

    Dion and his team at Butler Mortgage are the very best in the business for a reason! They continue to go out of their way time and time again to help you achieve your goals no matter what. I could not recommend them enough and have to all my friends and family. A special shoot out to Vanessa & Brenda! Thank you for your determination and hard work.

  • Guyln WalkrGuyln Walkr

    So impressed with Butler's superior service. They are organized, efficient and available. The rate was great! Will be saving so much money over what the bank could give us as their best rate. The process was painless and the documents were signed at our home, very convenient. If I knew how easy the process was with Butler I would have switched from our big bank way before.

  • Abhijit RayAbhijit Ray

    A great lender that worked for us to get the lowest possible rate. Our target was to reduce my bi-weekly mortgage payment and Butler's professionals understood my need. They chose the perfect mortgage with a LoC and a low rate so that we can save few thousand dollars over the year. In addition they gave us refund on appraisal and lawyer fees just as any other bank.
    We also need to mention that Butler's online application is very user friendly. We can transfer money to our mortgage or LoC account from online banking. Payments get reflected on the account balance and it is very clear to understand.
    And finally there is no hidden fee. After so many years of mortgage with one of the big 5 banks, we think we got a really go lender that gave us a very good 5 years fixed rate.

    /Abhijit & Jayita

  • Jono MacJono Mac

    Butler took little time to get me the best rate possible. When most banks and lenders gave me the run around and made me wait until last minute, or required so many different documents in many different formats. Butler was fast, efficient, and cooperative. Their document package is quick and easy with little to no hassle. I would definitely recommend Butler mortgage to anyone looking to get a great rate mortgage.

  • Vikrant RakhejaVikrant Rakheja

    We had great experience with this mortgage broker recently. Highly recommended. Staff is very well educated, knowledgeable and helpful. I was given unbeatable lowest five year fixed rate. No bank rate can come closer even.
    Thanks a lot for all of your effort.

  • Vikrant RakhejaVikrant Rakheja

    We had great experience with this mortgage broker recently. Highly recommended. Staff is very well educated, knowledgeable and helpful. I was given unbeatable lowest five year fixed rate. No bank rate can come closer even.
    Thanks a lot for all of your effort.

  • Joseph BumbacaJoseph Bumbaca

    Dion and his team at Butler Mortgage are the very best in the business for a reason! They continue to go out of their way time and time again to help you achieve your goals no matter what. I could not recommend them enough and have to all my friends and family. A special shoot out to Vanessa & Brenda! Thank you for your determination and hard work.

  • Guyln WalkrGuyln Walkr

    So impressed with Butler's superior service. They are organized, efficient and available. The rate was great! Will be saving so much money over what the bank could give us as their best rate. The process was painless and the documents were signed at our home, very convenient. If I knew how easy the process was with Butler I would have switched from our big bank way before.

  • Jono MacJono Mac

    Butler took little time to get me the best rate possible. When most banks and lenders gave me the run around and made me wait until last minute, or required so many different documents in many different formats. Butler was fast, efficient, and cooperative. Their document package is quick and easy with little to no hassle. I would definitely recommend Butler mortgage to anyone looking to get a great rate mortgage.

  • Abhijit RayAbhijit Ray

    A great lender that worked for us to get the lowest possible rate. Our target was to reduce my bi-weekly mortgage payment and Butler's professionals understood my need. They chose the perfect mortgage with a LoC and a low rate so that we can save few thousand dollars over the year. In addition they gave us refund on appraisal and lawyer fees just as any other bank.
    We also need to mention that Butler's online application is very user friendly. We can transfer money to our mortgage or LoC account from online banking. Payments get reflected on the account balance and it is very clear to understand.
    And finally there is no hidden fee. After so many years of mortgage with one of the big 5 banks, we think we got a really go lender that gave us a very good 5 years fixed rate.

    /Abhijit & Jayita